Bridging Finance Broker: Fast, Flexible Property & Business Loans from Trusted Experts
Whether you’re a first-time buyer, home mover, landlord, or investor, securing the right mortgage is essential. At Bridging Finance Broker, we provide tailored mortgage solutions to fit your needs.
Why Bridging Finance Broker?
Expertise & Tailored Bridging Finance Solutions
With more than 100 specialist lenders and deep market knowledge, we create custom strategies beyond basic bridging loans. We provide tailored solutions from property finance to developer loans, matching your goals, timelines and exit plans perfectly.
Real Results from Real Deals
We have helped clients get auction loans from £100,000 in one week to £2.5 million bridging facilities for premium developments. Our clients like investors, homeowners, developers, and businesses each have unique stories with successful results.
Transparent. Efficient. No Broker Fees.
We avoid extra broker charges that waste your money. Our quick responses and clear communication help secure your bridging loan smoothly. We adapt to your schedule, conditions, and deal requirements for stress-free funding.
Mortgage Guides & Expert Resources
Bridging finance is a funding solution that has more flexibility than the normal loans that are used for many different tasks. Presently bridging finance can help investors make decisions.
20+
Years of Specialist Mortgage Experience
£0
No Unnecessary Broker Fees
£250 Million
in Bridging Loans Secured
24 Hours
Decisions in as Little as 24 hours
Our Services
Buy-to-Let Mortgages
Tailored buy to let solutions for new landlords and seasoned investors alike. Whether it’s a single unit or a growing portfolio, we’ve got it covered.
Bridging Mortgages
Fast, short-term property finance to bridge the gap between buying and selling. Perfect for chain breaks, upsizing, and urgent completions where timing is everything.
Commercial Mortgages
Funding for business premises, investment units, retail spaces and more. Ideal for business owners and commercial landlords ready to scale or refinance.
Auction Finance
Win the bid and complete on time. We arrange fast, reliable auction bridging loans even for unmortgageable properties or complex titles.
Development Finance
From ground-up builds to conversions and refurbishments, we help secure structured development finance at every stage of your project.
Second Charge Mortgages
Raise capital without remortgaging. Use existing property equity to fund renovations, consolidate debt, or unlock working capital—secured and flexible.
Our Experts
Our dedicated bridging finance team are CeMAP qualified and have over 40 years of experience.
Ashley Morley
Head of Bridging Finance Broker
What people say about us
Trusted by Clients Worldwide
Trusted Lenders we have used
Frequently asked questions
Everything you need to know about the bridging finance broker
What is a bridging loan and how does it work?
A bridging loan is a short-term loan designed to “bridge the gap” between buying and selling a property, or while waiting for other funding. It’s secured against property or assets and usually repaid within 12 months often via sale or refinance.
Can you get 100% bridging finance?
Yes, but only in very specific circumstances. A 100% bridging loan lets you borrow the full value of a property without a deposit. To qualify, you’ll need additional security (like another property) and meet strict lender criteria. We can assess your eligibility and connect you to lenders who offer this.
How fast can I get a bridging loan approved?
You could receive a Decision in Principle within 24–48 hours, with funds released in as little as 5–10 working days, depending on your case, the valuation, and solicitors. Need it faster? We’ll prioritise urgency.
What’s the difference between regulated and unregulated bridging loans?
A regulated bridging loan applies when the property is or will be your residence. It’s FCA protected and capped at 12 months. Unregulated bridging loans apply to investment or commercial properties and may offer terms up to 24 months.
Do I need to make monthly payments on a bridging loan?
Not usually. Most clients choose rolled-up interest, where all costs are paid at the end. You can also service the interest monthly or go for a hybrid model depending on your cash flow and preferences
Can I get a bridging loan with bad credit?
Yes. Many specialist lenders focus on the strength of your security and exit strategy, not just your credit history. We work with lenders who regularly approve cases with missed payments, defaults, or complex backgrounds.
What can a bridging loan be used for?
A bridging loan can be used for buying at auction, breaking a property chain, refurbishing or converting property, purchasing development sites, covering business cash flow or tax bills, and releasing equity for investment.
What’s an exit strategy and why does it matter?
An exit strategy is your plan for repaying the loan. This might be selling a property, refinancing onto a mortgage, or releasing funds from another asset. It’s the most important part of your bridging loan application and we’ll help you get it right.
How much does a bridging loan cost?
Rates typically start from 0.55% to 1.5% per month, with additional fees for arrangement, valuation, and legal work. We’ll provide a full breakdown before you commit and we never charge hidden broker fees.
Can I use a second charge bridging loan?
Yes. If your property already has a mortgage but enough equity remains, we can arrange a second charge bridging loan without disturbing your current deal.
What’s the difference between bridging finance and development finance?
Bridging finance is short-term funding, usually secured against property and repaid via sale or refinance. Development finance is structured funding for building or refurbishing property released in stages as work progresses.
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