Development Exit Finance
Reduce Costs and Unlock Capital Before Your Project Sells
Release Capital and Reduce Costs Before Your Project Sells
Completed your build but waiting for sales to go through? Development exit finance helps you repay expensive short-term funding, release capital, and extend your sales window without pressure. It is the perfect solution for developers who need breathing space to secure the best price for their finished units.
At Bridging Finance Broker, we arrange competitive exit finance that replaces high interest development loans with lower-cost facilities, helping you protect your profits and keep your cashflow healthy.
What Is Development Exit Finance?
Development exit finance is a short-term loan designed to refinance completed or near-completed projects. It is used to pay off development finance, release funds for the next project, or simply allow more time to sell.
It works well for:
Finished residential or commercial developments waiting for sale
Projects near completion that need funds to wrap up final works
Developers wanting to start their next build without waiting for sales income
Key Benefits of Development Exit Finance
Why developers and investors use it to protect profits and free up capital
Refinance completed projects
Clear your development loan early
Avoid extension fees
Switch to cheaper bridging while selling
Release equity
Fund your next project before all sales complete
More time to sell
Maximise price without pressure
Who It’s For?
Developers approaching the end of a project with sales still pending
Property companies with multiple schemes running simultaneously
Builders looking to free up capital for the next site acquisition
Landlords converting developments into long-term rentals
Common Use Cases
Replacing expensive development finance with lower-cost funding
Extending the sales period to achieve the best prices
Releasing equity for new land or project purchases
Funding the last phase of works to reach completion
Loan Features and Lender Criteria
Loan sizes: £250,000 to £25 million+
Loan to Value: Up to 75% on completed properties
Terms: 3 to 18 months
Rates: From 0.55% per month
Security: Completed or near-completed residential or commercial property
Exit: Sale of units or refinance to long-term mortgage
Development Exit Finance Process
Submit your project
Provide details of your completed or near-complete build
Feasibility check
Quick assessment to confirm suitability and lending potential
Heads of terms
Outline of loan amount, rates, and key conditions
Legal & due diligence
Valuation, title checks, and necessary legal work completed
Funds Released
Loan drawdown to repay development finance or release equity
Clear Communication
Regular updates until exit via sale or refinance
Use Our Development Exit Calculator
Want to check profitability, interest equivalents, or capital needs for a potential JV deal? Use our calculator to model different funding structures.
Frequently asked questions
Everything you need to know about the bridging finance broker
What exactly is development exit finance?
It’s a short term bridging loan used to repay development finance once your project is finished or nearing completion. It lets you extend your sales window, reduce borrowing costs, and avoid rushed deals
Why should developers use exit finance?
It gives developers breathing room to finish sales without pressure, cuts interest costs compared to original development loans, and frees up capital for the next project
How much can you borrow and what are the terms?
You can typically borrow up to around 75 percent of Gross Development Value, depending on the project and lender. Terms usually range from three to twenty‑four months, with rolled‑up interest and repayment on sale or refinance
When is development exit finance the right choice?
It’s ideal when your original finance is ending and sales are delayed, or when you want to refinance onto cheaper funding to maximise returns and avoid default
Secure Your Next Project Before This One Sells
Unlock equity, cut interest costs, and get breathing room to maximise returns.